PODCAST DISCLOSURE

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security.

It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results.

Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

Lundeen Abrams Advisors is a registered investment adviser. Banríon Capital Management and Lundeen Abrams Advisors are separate entities with no underlying affiliation. Advisory services are only offered to clients or prospective clients where these firms and their representatives are properly licensed or exempt from licensure. No advice may be rendered by Banríon Capital Management or Lundeen Abrams Advisors unless a client service agreement is in place.